Jump to main content

Jump to navigation

Loans Loans

Pet Insurance

Compare Loans

You only get one chance to choose your loan provider, and compare now makes the process quick and painless. The comparison table below displays loans from leading lenders, or to narrow your search fill in the boxes below to personalise your results.

Customise your loan

I want a loan of:

£

I want to pay it over:

months

 

SPONSORED LISTING
Compare offers from top home insurance providers

Choose a loan provider

Loan Provider Typical APR Minimum
Loan Amount
Maximum
Loan Amount
Maximum
Loan Period
logo HSBC Personal Loan
HSBC Personal Loans have a typical APR of 6.4% on loans between £7,000 and £15,000, an instant decision and your money available immediately. You can also choose to defer your payments for the first 3 months.
6.2% £7,000 £15,000 Get a quote
 
logo Santander Unsecured Loans
Santander Personal Loans are available to both new and existing customers. Typical* rate: Tier Current Proposed £1000 - £2999 18.9% £3000 - £4999 15.9% £5000 - £7499 8.0% £7500 - £14950 6.3% £14951 - £25000 8.0% Fixed monthly repayments from 1 to 5 years Optional Personal Loan Payment Protection Insurance available
6.9% £1,000 £25,000 Up to
60 months

 
 

Latest News

Credit options are available to consumers
There are a number of options for deals securing credit at the moment and consumers worried about th
Published in Loans

Banks 'will not stop lending'
Banks are not going to stop lending because of the credit crunch, as they need to lend funds in orde
Published in Loans

Lending criteria 'tightening'
There is a tightening of all types of lending at the moment, as finance providers work to ensure tha
Published in Loans

'Seek help' for financial problems
People that are facing financial difficulties should not hide their problems or believe that they ca
Published in Loans

Students 'may turn to loans for studies'
An increasing number of students may be forced to turn to hardship loans or part-time jobs due to th
Published in Loans

More News »

Blog Commentary

Lenders increase deals for first-time home buyers
High street lenders have been increasing the number of loans and deals available to first time home ...

Motorists cutting back on car maintenance
A recent survey has revealed that UK motorists are struggling to such an extent that many drivers ar...

Barclays to offer more L&G and Aviva products to customers
Banking group Barclays has extended deals with Aviva and Legal & General in order to provide its...

More Blog Entries »

Information

Types of Loans
A rundown on the most popular types of loans available, along with explanations of the various different rates of interest
Published in Loans

Guide to Savings Accounts
A list of the most popular types of savings accounts, their pros and cons, and where to get them
Published in Loans

Reports and Credit Ratings
Where to get them, and how to improve your rating and increase your borrowing flexibility
Published in Loans

About Loans

Everyone has a different reason for taking out a loan, whether it is to pay for home improvements, cover for a holiday, or to consolidate existing debts. Generally, there are two main types of loans available to customers, unsecured personal loans and secured loans. Unsecured loans are called as such as they are 'unsecured' against any kind of collateral, i.e. a house or property, that the lender can use as insurance in the event that you may not be able to pay them back - thus an unsecured personal loan suffers from a rate of interest higher than that of a loan which is secured. A secured loan, by contrast, is any type of loan that is secured using any property owned by the client, usually the house they live in. As secured loans are low-risk investments from the lenders' point of view, secured loan customers benefit from lower rates of interest than those available on an unsecured loan.

Loans can be tailored to suit each individual's needs and circumstances. Home Improvement loans typically allow you to borrow an amount around or in excess of your property value and arrange for manageable monthly repayments. Graduate loans are designed specifically for those who have recently finished a degree and are in the first few months of work, and allow postgraduates to enjoy a slightly lower rate of interest than those found on typical unsecured loans.

Also popular are consolidation loans - a single loan used to pay off multiple smaller debts, bringing any outstanding balances under a single repayment scheme - all debts are made payable to one lender with one interest rate.